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Ancillary Products

At Peritia Advisors, our mission is to provide you with insurance that keeps you healthy and happy, no matter what your situation. Get in touch with us with any insurance questions you may have.

There are a variety of different insurance products available and making sure that you’re enrolled in the right ones is important. Many people choose to enroll in ancillary products, so let’s dive into what exactly those are, as well as some of the most popular policy additions.

Understanding Ancillary Products

Ancillary products are policies that you can add to your existing insurance. By adding ancillary products to your insurance policy, you can cover any gaps that might exist. For example, if your health insurance doesn’t cover dental care, then you could add that product to make sure you have coverage in that area.


Medical coverage is perhaps one of the most important types of coverage to have. Buying medical coverage is about more than just the present – it’s about planning for the future and making sure that you’re prepared for many different situations.

Vision, Dental, and Hearing

Vision, dental, and hearing coverage isn’t always included in healthcare policies. However, these areas of coverage can be incredibly important to have. Without these areas of coverage, you may end up spending hundreds or thousands of dollars on care in these areas. Especially if you have glasses, hearing aids, or need regular dental care, buying these ancillary products is important.


Supplemental cancer policies help you cover some of the costs that your traditional health insurance may not cover. This could be costs associated with treatment or prevention. Many cancer policies provide cash benefits, so that’s something to keep in mind.

Heart Attack and Stroke

It’s not possible to predict when someone will have a heart attack or stroke, so buying the right insurance products is important for many. If you believe that you may be at higher risk for one of these conditions, then consider examining your insurance options and seeing if they could be a practical way to plan for the future.


Getting care can be incredibly expensive. It’s possible to get insurance for long term care, assisted living, in-home care, and nursing homes. Buying this type of insurance is an excellent way to ensure that you’ll receive any help you could need in the future, without having to pay entirely out-of-pocket.

Hospital Indemnity

Hospital indemnity insurance can provide you with cash benefits if you end up having a hospital stay. Many people choose this type of insurance to cover any wages that they may miss during the period they’re unable to work.

Critical Illness

Critical illness insurance is a way to prepare for a life-changing medical event. This type of insurance is typically intended for emergencies, so it’s a good way to prepare for things that you can’t foresee.

Covering Insurance Gaps

At Peritia Advisors we believe in the importance of filling insurance gaps. If you’re ready to discuss your insurance options with a professional and make sure that you’re on the right track for enrollment, we’d love to help. Feel free to book a time when you can meet with a member of our staff and we’ll provide you with further information about the supplemental insurance products that we offer.