Medicare Part A & B

Medicare Part A

Premiums for some, but not all

 You are automatically enrolled in Medicare Part A when you turn 65. Medicare Part A helps pay for the care you receive while in the hospital or a skilled nursing facility. Expenses covered: meals; prescription drugs; use of medical supplies and equipment; lab tests and x-rays.

Premium-free

You normally don’t pay a monthly premium during your coverage (Hospital Insurance) coverage. For example if you or your spouse paid Medicare taxes for a certain amount of time while working. Generally, this is referred to as “premium-free Part A.”

In conclusion, while most people get premium-free, it’s important to make sure that your plan is right for you.

Premiums for some, but not all

Are your customers raving about you on social media? Share their great stories to help turn potential customers into loyal ones. When you sign up for Medicare Part A, you’ll pay a premium of up to $437 a month. However, depending on how much you paid into Medicare while you were working, your monthly premium could be lower. Please contact Peritia Advisors to calculate your premium.

Do I qualify?

 Medicare Part A covers people who are 65 years of age (or older) who receive retirement benefits from Social Security or the Railroad Retirement Board. Government employees, and their spouses, also qualify for this plan.

Medicare Part B

What Does Medicare Part B Cover?

 Medicare Part B helps pay for care you receive in a medical clinic or hospital as an outpatient. Expenses covered: doctor services as a hospital inpatient; doctor visits; emergency room services; clinical lab services; durable medical equipment for at-home use

Do I qualify?

Most people are eligible to sign up during the 3 months before they turn 65, their birthday month, or during the 3 months immediately after they turn 65. If you don’t sign-up when first eligible and do not have qualified coverage, you will be penalized, and your premium may increase up to 10% for each 12-month period that you could have received Medicare Part B.

Part B has a set monthly premium that is based on your income.a. If you do not sign-up when first eligible and do not have qualified coverage, you’ll pay a late enrollment penalty – your premium may increase up to 10% for each 12-month period that you could have had Part B.

Part B has a set monthly premium based on your income.

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