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Friday: 9am – 12pm
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At Peritia Advisors, our mission is to provide you with insurance that keeps you healthy and happy, no matter what your situation. Get in touch with us with any Medicare questions you may have.
Are you aware that there are multiple different types of policy options within Medicare? Medicare Advantage is one of the policy options and there are a few things that set this type of plan apart from the rest.
Medicare Advantage allows for beneficiaries to have additional coverage added on. There are also multiple Medicare Advantage options available, which can be tailored to meet your specific needs. One of these options is Special Needs Plans.
Special Needs Plans (SNPs) are a specific type of Medicare Advantage policy. They’re made specifically for those with special needs and because of that, they’re very particular. This means that certain policies are tailored to meet the needs of certain individuals. This is an incredible feature of Medicare Advantage, because it allows for specialized coverage. For instance, an SNP can include a certain provider within coverage if they’re someone that specializes in a certain condition. This means that beneficiaries have access to the services they need and can receive those services without their full financial weight.
There are certain SNPs, each of which is intended for a certain group of people. One of these SNPs, the C-SNP, is for those that experience chronic conditions. In order to qualify for this type of policy, you must be diagnosed with one of the 15 conditions that meets the standards.
Conditions within this SNP range from alcohol dependence to chronic lung and cardiovascular disorders. If you’re someone that has a chronic condition, you should definitely check to see if you qualify for a SNP. Doing this could save you thousands of dollars and make sure that you have access to the medical professionals that can provide you with help.
When it comes to choosing Medicare Advantage plans, there are a lot of things that need to be thought about and researched. Taking a look into various Special Needs Plans is an important thing to do if you think that you may qualify. This will allow you to examine all your options and see if you’re interested in this way to save money and get health insurance coverage.
If you’re curious about learning more about C-SNPs, we’re here to help. Give us a call today to set up an appointment.